The books, and what an agent can read.

Plaid-linked and manual accounts, grouped by institution, with net worth and an asset and liability summary.

• Aliases, and visibility so a hidden account stays out of totals.
• Closed accounts stay on the books without sitting in the active totals.
• Personal and business books, and balance history.

Agents can. List accounts, list balance history, add a manual account, and record a balance.

A date-grouped list with a summary rail, CSV export, and transfer matching.

• Read the ledger without exporting it to another app first.

Agents can. List transactions, open one transaction, and refresh transactions.

Upcoming bills, recurring items, a paid mark, payers, and tags.

• Mark paid records a cycle in Fineants. It does not pay the bill.
• Payers answer who covered an item.

Agents can. List upcoming bills and recurring items, add or update an item, and mark a cycle paid.

A card grid with a terms sheet: limit, APR, due date, annual fee, and points.

• Reward rules and shared points groups.
• Authorized users, and a wishlist of cards you are considering.

Agents can. Read and update card terms, reward rules, and wishlist cards.

Cash accounts, including rows that carry a yield.

• They sit with the rest of the accounts, on the book you choose.

Agents can. The same account tools cover cash.

Mortgages, auto loans, leases, and personal loans, with installment schedules.

• On a lease, Remaining is the payments left.

Agents can. List loans, add or update a loan, and work with installments.

An assets hub for vehicles, property, and other things you own.

• A vehicle has a profile, an appraisal chart, documents, and an optional link to a loan or lease.
• Vehicle values are appraisals you enter. Nothing is scraped.
• Other hard assets can carry a quantity and purchase lots.

Agents can. List and update vehicles and appraisals. Quantity for a hard asset is recorded as balance history.

Holdings for each brokerage account.

• They stay with the account they belong to.

Agents can. The account tools cover brokerage holdings.

A view-only Coinbase connection, stored for the signed-in user, plus Plaid crypto balances. The tax-lot ledger is a separate personal-book record.

• Lots, cost-basis methods, an uncovered-lot queue, and transfer linking.
• A transfer is not a sale. Funding links record a deposit. They are not a sale either.
• An audit log, and gains, lots, and activity worksheets. Those worksheets are not a tax filing and not Form 8949.

Agents can. List uncovered lots, set a lot's basis, and export the gains, lots, and activity worksheets.

A score history you type in, with a sparkline.

• Fineants does not pull a credit bureau.

Agents can. List, add, and remove the scores you entered.

CSV, PDF text, or a screenshot, for an account Plaid can't reach.

• You review the parsed rows first.
• Only rows that are not already in the ledger are inserted.

Agents can. Preview a statement upload, then confirm it.

Notes with tags, attached to an account, a card, a bill, and the other records. You can write them, and so can an agent you authorized.

• A notes board collects them in one place.

Agents can. List notes, append a note, and add or update one.

An in-app chat with saved threads. It uses the same tool catalog as the MCP, and you choose the model provider.

• Advice is the web app. The MCP is how an outside agent connects.

Agents can. Outside agents use the MCP. Advice does not need a separate key.

Create and revoke named keys in Settings. A key is read-only, or read and write. OAuth is the other way for an MCP client to connect.

• The key is how an MCP client authenticates. It is not a separate product.
• A ping reports how the caller authenticated. It does not return balances or secrets.

Agents can. Connect with a key or with OAuth. Both act as you, inside the scope you set.