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Fineants

Agents

Fineants is an MCP. Point any AI agent at it.

The endpoint is https://fineants.io/api/mcp. An agent that speaks MCP can use your finances as context: what is due, what you own, what you owe, and where the money went. You connect it with a key from Settings, or with OAuth. Both act as you.

A placeholder, not a live key

Create the key in Settings after you can sign in. Paste it into the MCP client you already use. The sample below is not a working credential.

Placeholder config
{
  "mcpServers": {
    "fineants": {
      "url": "https://fineants.io/api/mcp",
      "headers": {
        "Authorization": "Bearer fin_live_••••"
      }
    }
  }
}

Two ways to connect

A key you can revoke

Name the key in Settings. Choose read-only, or read and write. The secret is shown once. Fineants stores a hash. Revoke the key and that client stops.

OAuth

An MCP client can connect through the standard discovery and consent flow. You approve it in the browser. It still acts only as you.

What the agent can ask

  • Accounts

    List accounts and balance history. Add a manual account.

  • Transactions

    List transactions, open one, and refresh.

  • Bills

    List upcoming bills and recurring items. Mark a cycle paid.

  • Cards

    Card terms, reward rules, and the wishlist.

  • Loans and vehicles

    Loans, installments, vehicles, and appraisals.

  • Credit scores

    The scores you typed in. No bureau pull.

  • Crypto lots

    Uncovered lots, basis, and worksheet exports. Not a tax filing.

  • Statements

    Preview an upload, then confirm the new rows.

  • Notes

    List, append, and update notes on your records.

Hard rules

  • No send-money, transfer, ACH, wire, or trading tool exists.
  • Write tools annotate the ledger: notes, bills, card terms, loans, lots. They do not write to a bank.
  • Crypto exports are worksheets. They are not a tax filing.
  • Credit scores are numbers you enter. Vehicle values are appraisals you enter.
  • A key or token never returns a bank access token.

The browser app’s other routes are for a signed-in session. Fineants does not offer a public REST API for your finances.

If something is missing

After you can open the app, Request a feature is in the header. You see the status of your own requests. Open the app when you already have access. Otherwise join the waitlist.